Money is the number one cause of stress in America!

It’s easy to see why 67% of Americans wouldn’t be able to scrounge up $1,000 for an emergency, 35% of Americans have debt in collections, only 1 in 3 of Americans keep a household budget, and 1 in 3 people have NOTHING saved for retirement!

Are you feeling stressed about your financial situation?

Do you feel like you are making a good income, but you don’t understand how it all disappears so fast?

Do you know that you need to save for the future and pay down your debt, but you can’t seem to make yourself follow through?

Do you and your significant other argue about how to manage money?

Do you feel like your bank balance doesn’t reflect the amount of work and “success” you have in your career?
Ready for a change?

If you answered “yes” to any of these questions you are in the right place!

So What Is a Financial Coach?

A financial coach is a person that educates clients on the basics of personal finance and creates a spending plan that reflects the values and goals of the client. A coach empowers clients to take responsibility for their decisions, supports their continual learning and growth, and serves as an accountability partner throughout the process.

Financial coaching bridges the gap between knowing what to do and actually getting it done. That’s why it works!

Unlike financial advisors or financial planners, I do not sell insurance, investments, or other financial products. I coach on a flat-fee basis, which leaves me free to offer you practical and objective advice with only your best interest in mind. No financial products, no hidden charges, no accumulating fees. My focus is always to help you improve your finances.

In a new study by Branches in Miami, Florida & The Financial Clinic in New York City, financial coaching participants were surveyed

Average of Debt Reduction

Working With Me

During our coaching sessions, I will look at all aspects of your finances: income, debt, monthly expenses, insurance coverage, utility costs, spending, etc. Personal finance is said to be 80% behavior and only 20% knowledge of numbers. You will learn that there is a huge difference in planning your spending vs. tracking it! We will work together to:

  • Identify what areas of your finances you are managing well
  • Determine what areas need work
  • Design your working spending plan “telling every dollar where to go – on paper, on purpose – before the month begins.”

As your financial coach, my ultimate goal is to teach you how to fish—to get you to the place where you have the basics down, and don’t need my help anymore.

You will have learned how to maximize your resources, and reduce or eliminate unnecessary spending in order to live on less than you make. Most importantly, you will become the best steward of your resources, and progress to the more exciting steps of personal finance: saving, investing, and giving!

The money part of what I teach is simple. Changing one’s behavior with money is, no doubt, the hard part. You will learn to make your money work for you rather than having it all committed elsewhere, to be able to cash-flow your dreams, and to have much less anxiety about finances. Behavior changes are paramount. They are more important than dollar amounts and number crunching. This isn’t just about paying off debt. It is more a commitment to living outside cultural norms and following the road less traveled (today’s *normal* is to be in debt, to spend more than you make, and to not save).

You will learn how to develop a plan and identify short and long term goals. You will learn how to take control of your greatest asset: your income; make use of a spending plan, with better behaviors to exercise that control and work toward your goals. Achievement of your goals will quickly move closer, the more you work your plan.

There is one caveat: You must be motivated to learn and to change, if you want to improve your finances.

I can help with some of the following:


Debt elimination/reduction


Frugal spending habits


Saving for college


Monthly expenses and cash flow planning


Setting up emergency funds


Navigating financial services options


Credit report & score assessment


Insurance assessment


And much more!


Saving for retirement


Pre-marital financial coaching

Here are some other questions & statements that would indicate that financial coaching could be a good fit for you:

  • I want to have control over my finances instead of them controlling me.
  • My spouse and I argue about money on a regular basis.
  • I’m going to receive a large sum of money and want to know the best way to handle it.
  • I make an irregular income and need help setting up systems and methods to pay all my monthly bills.
  • Those ads for debt consolidation & debt settlement sound enticing, is it really a good deal?
  • I’m getting married and my future spouse and I want to make sure we are on the same page financially prior to our new life together.
  • I just got divorced and need help getting control of my finances in the next chapter of my life.
  • I’m on a fixed income and need help getting my budget in line with my income.
  • I’m out of debt, but need help determining next steps and how to build my savings and wealth.
  • I need someone to talk to about my money that is outside my family and can give me honest feedback if I’m heading in the right direction.
  • I just had a major life event happen (spouse died/baby born/lost job) and need help figuring out the best strategies for my finances.
  • I’m looking to start my own business and need help on the best financial steps to take to set myself up for success.
  • Stress about my finances is becoming almost too much to handle. I really need someone that knows what to do and can help me with my financial situation.
  • I want to know the advantages and disadvantages of all the retirement accounts available: IRA, Roth IRA, 401(k), 403(b), etc..
  • One financial hiccup or missed paycheck could ruin me.

Are you interested in working with me?

Here’s How To Get Started:

Step 1. Schedule your complimentary introductory call by clicking here. This call will last approximately 45 minutes.

Step 2. I’ll use this time as an opportunity to learn about you, and to make sure we’re a good fit. I choose to work with only a select number of clients at a time who are committed to seeing change in their lives. This also allows me to be fully present in sessions, so you as a client experience the power of coaching.

Step 3. If we are a great fit, we’ll then discuss the next steps to get started. If you decide not to work with me or if we aren’t the right fit, I’m happy to share other resources to help you get what you need.

“There is a secret psychology of money. Most people don’t know about it. That’s why most people never become financially successful. A lack of money is not the problem; it is merely a symptom of what’s going on inside of you.” -T. Harv Eker